Frozen credit files can slow mortgage process

Nearly a year after the catastrophic Equifax hack exposed 147 million Americans’ personal and financial data to cybercriminals, consumers are about to get a break — something especially useful for home buyers and owners. Starting Sept. 21, credit-file “security” freezes will no longer cost you money. For years, you had to pay fees that varied from state to state to enact freezes — which nail down your credit files, rendering them inaccessible not only to […]

Read Full Article >> https://therealdeal.com/2018/08/17/frozen-credit-files-can-slow-mortgage-process/

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